Mahalaxmi Debit Card:

Mahalaxmi Debit Card enables you with the option of making purchases at merchant locations as well as cash withdrawal from ATMs with access to your bank account.


1. Easy Payment
Debit Card is the simplest and most convenient way of making payment of goods and/or services purchased.


2. Convenience
The major advantage is that you need not require carrying bulky cash, as the small plastic is convenient to place in your wallet.


3. Replacement
In case your card is lost/stolen, you can immediately block the usage by informing the bank and get a replacement one.


4. Emergency Use
It is useful during emergency situations like shortage of cash, late night etc.


5. Easy For frequent Travelers
if you are frequent traveler as it prevents hassles of foreign exchange.


Safety Instructions:

  • Sign your card immediately upon receipt of the same.
  • Always sign the card with a ballpoint pen.
  • The moment you get your Debit Card, note down the card number and the emergency contact number of the Bank's Card Center separately. Should you ever misplace your card or it gets stolen, it will be possible for you to immediately report a loss.
  • Try and memorize the PIN instead of noting it down somewhere.
  • Don't lend your card to anyone. Be well aware of who has access to your cards. If your Card is borrowed by a family member (spouse, child, parent), with or without your knowledge, you are responsible for their purchase/cash withdrawal.
  • Never disclose the card number and PIN number unnecessarily.
  • Never leave your card unattended at a shop or restaurant.
  • When using your card in a merchant establishment, only your signature is needed. Never disclose any other personal details about yourself, be it your address or phone number.
  • Never sign an incomplete sales slip. Make sure it is totaled.
  • Always keep a copy of the bill and the payment slip and ATM receipts for all transactions.
  • Always check your billing statement. Check the purchases and compare it with the bills and receipts in your possession.
  • Keep the phone numbers of the Bank in a place other than the wallet that nest your card. If your wallet gets picked, you won't have to frantically hunt for the emergency number.
  • In case the card is lost or stolen, report immediately.
  • If returning or handing over the card to the Bank, make sure you give it to a bank official and cut it before doing so. That ensures the card can never be used again.



  • Individuals (major) having savings accounts with Mahalaxmi Bikas Bank Limited.

Fee and Charges

Mobile banking:

Joining Fee: NRP 200

Annual Renew Fee: NPR 200

Visa Debit Card:

Joining Fee: NPR 350

Annual Renew Fee: 350

Card Close: 250


Transaction Limit:

ATM & POS Limit

Within Nepal

In India

Per Transaction Limit (ATM)

NPR 20,000

INR 10,000

Daily Transaction Limit (ATM)

NPR 100,000

INR 10,000

Monthly Transaction Limit (ATM)

NPR 300,000

INR 100,000

Per Transaction Limit (POS)

NPR 100,000

NPR 50,000

Daily Transaction Limit (POS)

NPR 300,000

NPR 100,000

Monthly Transaction Limit (POS)

NPR 500,000

NPR 300,000


For further information and inquiry please contact below:


Card Department

Head Office

Mahalaxmi Bikas Bank Ltd.

Phone No.01 4223808

Extension No: 177, 183