Effective from : December 17th, 2019 (Poush 1st, 2076 ).
<| Deposit | Interest Rate | Minimum Balance(NPR) | |
|---|---|---|---|
| A.Saving Account: | |||
| Mahalaxmi Normal Saving | 6.50% | 100 | |
| Mahalaxmi Special Saving | 6.50% | 100 | |
| Mahalaxmi Grihalaxmi Bachat | 6.50% | 100 | |
| Mahalaxmi Student Saving Account | 6.50% | 100 | |
| Mahalaxmi Jesth Nagrik Bachhat | 6.50% | 100 | |
| Mahalaxmi Karmachari Bachat Khata | 7.00% | 100 | |
| Mahalaxmi Sambridhi Bachat | 6.50% | 100 | |
| Mahalaxmi Baal Bachat Khata | 6.50% | 100 | |
| Mahalaxmi Pension Bachat Khata | 6.50% | 100 | |
| Mahalaxmi Sharedhani Bachat | 6.50% | 100 | |
| Mahalaxmi Remitance Bachat | 6.50% | 100 | |
| Mahalaxmi Premium Bachat | 6.50% | 100 | |
| Mahalaxmi Dhana Barsa | 6.50% | 100 | |
| Mahalaxmi Bhukampa Pidit Account | 6.50% | - | |
| Mahalaxmi Samajik Surkchhya Account | 6.50% | - | |
| Mahalaxmi Bachat Khata | 6.50% | 100 | |
| Mahalaxmi (Regular, Suraksha ,Optional & Center Fund )Saving | 6.50% | - | |
| Mahalaxmi Safety Saving | 6.50% | 2000 | |
| Mahalaxmi Sunaulo Bachhat | 7.00% | 5000 | |
| Mahalaxmi Anmol Bachhat | 6.50% | 1500 | |
| Mahalaxmi Dollar Saving Account | 3.00% | - | |
| B.Call Deposit (upto) | 6.50% | - | |
| C.Fixed Deposit Account: | Interest Rate(p.a) | ||
| Tenure | Monthly(p.a) | Quarterly(p.a) | |
| 3 Months to upto 5 Years - Individual | 10% | 10% | |
| 3 Months to upto 5 Years - Institutional | 10% | 10% | |
| D. Loans/Advance | Interest Rate (p.a) | ||
| Business OD/Industrial OD/ Working Capital/Short Term Loan | Base rate+ upto 4.5% | ||
| Business / Industrial Term Loan | Base rate+ upto 4.5% | ||
| Mahalaxmi Udhyamshil Karja/Other Business Loan | Base rate+ upto 4.5% | ||
| Auto Loan | Base rate+ upto 5% | ||
| Hire Purchase Loan | Base rate+ upto 5% | ||
| Education Loan | Base rate+ upto 5% | ||
| Home Loan | Base rate+ upto 5% | ||
| Gold and Silver Loan | Base rate+ upto 5% | ||
| Loan Against Shares | Base rate+ upto 5% | ||
| Deprived Sector Loan(Institutional) | Negotiable | ||
| Deprived Sector Loan (Individual) | Base Rate + upto 5% | ||
| Agriculture Loan (Term/OD) | Base Rate + upto 5% | ||
| Personal Loan(Term/OD)/Home Equity Loan | Base Rate + upto 5% | ||
| Other Loan | Base Rate + upto 5% | ||
| Loan Against Fixed Deposit(Own) | Coupon Rate +2% | ||
| Loan Against Government / NRB Securities | Coupon Rate +2% | ||
| Consortium Loan | As per Consortium Decision | ||
| Base Rate as on Asadh End 2076 | 11.47% | ||
