Effective from : August 16th, 2019 (Shrawan 31st, 2076 ).
<Deposit | Interest Rate | Minimum Balance(NPR) | |
---|---|---|---|
A.Saving Account: | |||
Mahalaxmi Normal Saving | 6.50% | 100 | |
Mahalaxmi Special Saving | 6.50% | 100 | |
Mahalaxmi Grihalaxmi Bachat | 6.50% | 100 | |
Mahalaxmi Student Saving Account | 6.50% | 100 | |
Mahalaxmi Jesth Nagrik Bachhat | 6.50% | 100 | |
Mahalaxmi Karmachari Bachat Khata | 7.00% | 100 | |
Mahalaxmi Sambridhi Bachat | 6.50% | 100 | |
Mahalaxmi Baal Bachat Khata | 6.50% | 100 | |
Mahalaxmi Pension Bachat Khata | 6.50% | 100 | |
Mahalaxmi Sharedhani Bachat | 6.50% | 100 | |
Mahalaxmi Remitance Bachat | 6.50% | 100 | |
Mahalaxmi Premium Bachat | 6.50% | 100 | |
Mahalaxmi Dhana Barsa | 6.50% | 100 | |
Mahalaxmi Bhukampa Pidit Account | 6.50% | - | |
Mahalaxmi Samajik Surkchhya Account | 6.50% | - | |
Mahalaxmi Bachat Khata | 6.50% | 100 | |
Mahalaxmi (Regular, Suraksha ,Optional & Center Fund )Saving | 6.50% | - | |
Mahalaxmi Safety Saving | 6.50% | 2000 | |
Mahalaxmi Sunaulo Bachhat | 7.00% | 5000 | |
Mahalaxmi Anmol Bachhat | 6.50% | 1500 | |
Mahalaxmi Dollar Saving Account | 3.00% | - | |
B.Call Deposit (upto) | 6.50% | - | |
C.Fixed Deposit Account: | Interest Rate(p.a) | ||
Tenure | Monthly(p.a) | Quarterly(p.a) | |
3 Months to upto 5 Years - Individual | 10% | 10% | |
3 Months to upto 5 Years - Institutional | 10% | 10% | |
D. Loans/Advance | Interest Rate (p.a) | ||
Business OD/Industrial OD/ Working Capital/Short Term Loan | Base rate+ upto 4.5% | ||
Business / Industrial Term Loan | Base rate+ upto 4.5% | ||
Mahalaxmi Udhyamshil Karja/Other Business Loan | Base rate+ upto 4.5% | ||
Auto Loan | Base rate+ upto 5% | ||
Hire Purchase Loan | Base rate+ upto 5% | ||
Education Loan | Base rate+ upto 5% | ||
Home Loan | Base rate+ upto 5% | ||
Gold and Silver Loan | Base rate+ upto 5% | ||
Loan Against Shares | Base rate+ upto 5% | ||
Deprived Sector Loan(Institutional) | Negotiable | ||
Deprived Sector Loan (Individual) | Base Rate + upto 5% | ||
Agriculture Loan (Term/OD) | Base Rate + upto 5% | ||
Personal Loan(Term/OD)/Home Equity Loan | Base Rate + upto 5% | ||
Other Loan | Base Rate + upto 5% | ||
Loan Against Fixed Deposit(Own) | Coupon Rate +2% | ||
Loan Against Government / NRB Securities | Coupon Rate +2% | ||
Consortium Loan | As per Consortium Decision | ||
Base Rate as on Asadh End 2076 | 11.47% |