Effective from : May 14th, 2019 (Baishakh 31st, 2076 ).
| Deposit | Interest Rate | Minimum Balance(NPR) | ||
|---|---|---|---|---|
| A.Saving Account: | ||||
| Mahalaxmi Normal Saving | 7.00% | 100 | ||
| Mahalaxmi Special Saving | 7.00% | 100 | ||
| Mahalaxmi Grihalaxmi Bachat | 7.00% | 100 | ||
| Mahalaxmi Student Saving Account | 7.00% | 100 | ||
| Mahalaxmi Jesth Nagrik Bachhat | 7.00% | 100 | ||
| Mahalaxmi Karmachari Bachat Khata | 7.00% | 100 | ||
| Mahalaxmi Sambridhi Bachat | 7.00% | 100 | ||
| Mahalaxmi Baal Bachat Khata | 7.00% | 100 | ||
| Mahalaxmi Pension Bachat Khata | 7.00% | 100 | ||
| Mahalaxmi Sharedhani Bachat | 7.00% | 100 | ||
| Mahalaxmi Remitance Bachat | 7.00% | 100 | ||
| Mahalaxmi Premium Bachat | 7.00% | 100 | ||
| Mahalaxmi Dhana Barsa | 7.00% | 100 | ||
| Mahalaxmi Bhukampa Pidit Account | 7.00% | - | ||
| Mahalaxmi Samajik Surkchhya Account | 7.00% | - | ||
| Mahalaxmi Bachat Khata | 7.00% | 100 | ||
| Mahalaxmi (Regular, Suraksha ,Optional & Center Fund )Saving | 7.00% | - | ||
| Mahalaxmi Safety Saving | 7.00% | 2000 | ||
| Mahalaxmi Sunaulo Bachhat | 7.00% | 5000 | ||
| Mahalaxmi Anmol Bachhat | 7.00% | 1500 | ||
| Mahalaxmi Dollar Saving Account | 3.00% | - | ||
| B.Call Deposit (upto) | 7.00% | - | ||
| C.Fixed Deposit Account: | Interest Rate(p.a) | |||
| Tenure | Monthly(p.a) | Quarterly(p.a) | ||
| 3 Months to upto 5 Years | 10% | 10% | ||
| D. Loans/Advance | Interest Rate (p.a) | |||
| A.Overdraft | ||||
| i) Business O/D | Base rate+ upto 4% | |||
| B.Working Capital / Short Term Loan | Base rate+ upto 4% | |||
| C.Term Loan | ||||
| i) Business | Base rate+ upto 4% | |||
| D.Others | ||||
| Marketable Securities | Base rate+ upto 5% | |||
| Vehicle Loan/ Hire Purchase Loan | ||||
| Private | Base rate+ upto 5% | |||
| Commercial | Base rate+ upto 5% | |||
| Education Loan | Base rate+ upto 5% | |||
| Home Loan | Base rate+ upto 5% | |||
| Other Loans | Base rate+ upto 5% | |||
| Gold Loan | Base rate+ upto 5% | |||
| Loan Against Shares | Base rate+ upto 5% | |||
| MBBL Udhamshil Karja | Base rate+ upto 4% | |||
| Deprived Sector Loan Institutional | Negotiable | |||
| Deprived Sector Loan Individual | Base rate + upto 5% | |||
| Fixed Deposit with us | +2% | |||
| Government / NRB Securities | +2% | |||
| Consortium Loan | As per Consortium Decision | |||
| Base Rate as on Chaitra 2075 | 11.45% | |||
Basic charge for issuance of non-funded facilities
| Particulars | Annual Standard Charge |
| Facility secured by real estate collateral withcash Margin as per the Bank policy. | 1.5 % of Non funded limit or NPR. 500/- whichever is higher. |
| Facility secured by 100% cash margin or against Fixed deposit. | 1 % of Non funded limit or NPR. 500/- whichever is higher. |
