Base Rates & Interest Spread
| Month | Base Rate | Average Base rate | Spread Rate |
| Baishakh 2081 | 9.56% | 9.70% | 4.59% |
| Jestha 2081 | 9.37% | 9.54% | 4.59% |
| Ashad 2081 | 9.25% | 9.39% | 4.59% |
| Shrawan 2081 | 8.27% | 8.96% | 4.59% |
| Bhadra 2081 | 8.01% | 8.51% | 4.59% |
| Ashwin 2081 | 7.96% | 8.08% | 4.59% |
| Kartik 2081 | 7.69% | 7.89% | 4.59% |
| Mangsir 2081 | 7.50% | 7.72% | 4.56% |
| Month | Base Rate | Average Base rate | Spread Rate |
| Baishakh 2080 | 11.89% | 12.20% | 4.79% |
| Jestha 2080 | 11.68% | 11.97% | 4.79% |
| Ashar 2080 | 11.44% | 11.67% | 4.59% |
| Sharwan 2080 | 11.3% | 11.47% | 4.59% |
| Bhadra 2080 | 11.43% | 11.39% | 4.59% |
| Ashoj 2080 | 10.95% | 11.23% | 4.59% |
| Kartik 2080 | 11.10% | 11.16% | 4.59% |
| Mangsir 2080 | 10.62% | 10.89% | 4.59% |
| Poush 2080 | 10.40% | 10.71% | 4.59% |
| Magh 2080 | 10.06% | 10.36% | 4.59% |
| Falgun 2080 | 9.87% | 10.11% | 4.59% |
| Chaitra 2080 | 9.68% | 9.87% | 4.59% |
| Month | Base Rate | Spread Rate |
| Baishakh 2079 | 10.40% | 4.85% |
| Jestha 2079 | 10.65% | 4.75% |
| Ashad 2079 | 11.11% | 4.64% |
| Shrawan 2079 | 11.74% | 4.93% |
| Bhadra 2079 | 11.76% | 4.93% |
| Ashwin 2079 | 12.16% | 4.56% |
| Kartik 2079 | 12.69% | 4.94% |
| Mangsir 2079 | 12.67% | 4.92% |
| Poush 2079 | 12.73% | 4.98% |
| Magh 2079 | 12.40% | 4.98% |
| Falgun 2079 | 12.37% | 4.98% |
| Chaitra 2079 | 12.33% | 4.79% |
| Month | Base Rate | Spread Rate |
| Baishakh 2078 | 8.08% | 4.16% |
| Jestha 2078 | 7.84% | 4.36% |
| Asadh 2078 | 7.28% | 4.53% |
| Sharwan 2078 | 7.64% | 4.78% |
| Bhadra 2078 | 7.65% | 4.44% |
| Ashwin 2078 | 8.05% | 3.93% |
| Kartik 2078 | 8.48% | 4.27% |
| Mangsir 2078 | 9.14% | 3.86% |
| Poush 2078 | 9.20% | 3.75% |
| Magh 2078 | 9.35% | 4.89% |
| Falgun 2078 | 10.08% | 4.32% |
| Chaitra 2078 | 10.25% | 4.11% |
| Month | Base Rate | Spread Rate |
| Chaitra 2077 | 7.98% | 4.80% |
| Falgun 2077 | 7.98% | 5.62% |
| Magh 2077 | 8.18% | 5.33% |
| Poush 2077 | 8.42% | 5.51% |
| Mangsir 2077 | 8.67% | 6.00% |
| Kartik 2077 | 8.77% | 6.01% |
| Ashwin 2077 | 8.94% | 4.99% |
| Bhadra 2077 | 9.20% | 5.00% |
| Shrawan 2077 | 9.53% | 4.95% |
| Ashadh 2077 | 9.95% | 4.35% |
| Jestha 2077 | 10.36% | 5.99% |
| Baishakh 2077 | 10.74% | 5.62% |
| Month | Base Rate | Spread Rate |
| Chaitra 2076 | 11.04% | 5.37% |
| Falgun 2076 | 11.27% | 5.20% |
| Magh 2076 | 11.24% | 5.26% |
| Poush 2076 | 11.23% | 5.33% |
| Mangsir 2076 | 11.32% | 5.34% |
| Kartik 2076 | 11.38% | 5.38% |
| Ashwin 2076 | 11.47% | 5.43% |
| Bhadra 2076 | 11.90% | 5.47% |
| Shrawan 2076 | 11.63% | 5.39% |
| Ashad 2076 | 11.25% | 4.76% |
| Jestha 2076 | 11.52% | 4.79% |
| Baisakh 2076 | 11.48% | 4.88% |
| Month | Base Rate | Spread Rate |
| Chaitra 2075 | 11.45% | 4.77% |
| Falgun 2075 | 11.08% | 4.85% |
| Magh 2075 | 10.88% | 4.88% |
| Poush 2075 | 11.25% | 4.88% |
| Mangsir 2075 | 11.49% | 4.97% |
| Kartik 2075 | 10.86% | 4.95% |
| Ashwin 2075 | 11.32% | 4.93% |
| Bhadra 2075 | 10.87% | 5.52% |
| Shrawan 2075 | 11.73% | 5.23% |
| Asadh 2075 | 12.34% | 4.28% |
| Jestha 2075 | 12.21% | 4.30% |
| Baisakh 2075 | 12.01% | 4.32% |
| Month | Base Rate | Spread Rate |
| Chaitra 2074 | 12.16% | 4.39% |
| Falgun 2074 | 11.55% | 4.37% |
| Magh 2074 | 11.47% | 4.83% |
| Poush 2074 | 11.73% | 5.78% |
| Mangsir 2074 | 11.84% | 4.90% |
| Kartik 2074 | 11.88% | 5.31% |
| Ashwin 2074 | 11.65% | 5.78% |
| Bhadra 2074 | 11.04% | 5.90% |
| Shrawan 2074 | 10.76% | 5.60% |
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