Deprived Sector Loan
To fulfill the part of our Corporate Social Responsibility (CSR), Mahalaxmi Bikas Bank offer deprived sector loans to various organizations that falls under the deprived sector financing as prescribed by Regulatory Authority.
| Particulars | Features |
| Eligible Customers | "D" Class Institutions Licence by NRB as well as Cooperatives of rural area working for poor and marginalized people and community. |
| Purpose | To provide fund for lending to the poor & marginalized people with or without collateral. |
| Tenure | Maximum 10 year for term loan & 1 year for revolving & short term loan. |
| Repayment |
For Term Loan- EMI For Revolving & Short Term Loan- Monthly/ Quarterly Interest payable & Principal payable within expiry. Renewal- Subject to satisfactory performance |
| Interest Rate | As determined by bank from time time. |
| Administrative Fee | Negotiable |
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